Elimu Sacco Society Limited v Johnson Edwin Kobungu(Deceased) & another [2020] KECPT 11 (KLR)

Elimu Sacco Society Limited v Johnson Edwin Kobungu(Deceased) & another [2020] KECPT 11 (KLR)

REPUBLIC OF KENYA

IN THE CO-OPERATIVE TRIBUNAL AT NAIROBI

TRIBUNAL CASE NO 419 OF 2013

ELIMU SACCO  SOCIETY  LIMITED  ..................................CLAIMANT

VERSUS

THE ESTATE OF  THE LATE                                                                            

JOHNSON  EDWIN  KOBUNGU(DECEASED)............1ST RESPONDENT

ELIZABETH  EDWIN  KOBUNGU...............................2ND RESPONDENT

RULING

The Claimant  has moved  the Tribunal  vide  the Application  dated 7.10.2019 seeking  for the following  orders:

1. That  the Honourable  Tribunal  be pleased to enter  judgment  on admission  against  the Respondent  for Kshs.448,910.85/= with interest  at courts  rates  from  2.7.2018 until payment  in full;

2. That in the alternative, the Tribunal be pleased to strike out and/or dismiss the Respondent’s Memorandum of Defence dated 16.10.2018 and enter judgment for the Claimant against the Respondent as sought in the amended statement of claim; and

3.  Costs.

The Application is supported by the grounds on its face and the Affidavit sworn by Angela  Nyanjong  sworn  on  10.10.2019.

Despite service, the  Respondent  did not participate  in the said  Application.

Claimant’s  Contention

Vide  the said  Application, the  Claimant  contend  that it  requested for judgment  on 16.9.2014. That  interlocutory  judgment  and the matter  was fixed  for formal  proof  on  27.9.2017.  That  after hearing  the claim,  the Tribunal  dismissed  the entire  claim on 15.11.17 on grounds  inter alia:

a. That  on the face  of the document dated 10.9.1998, there  was an attachment  on the  guarantors  that was  directed  and effected;

b. That  there was  lack of any loan  statement  to verify the details of any outstanding  sum  not received;

c. That  the letter  dated  16.7.17 was written  by  Elizabeth  Opondo  Kobungu  while  the  2nd Respondent is  Elizabeth Edwin Kobungu  and therefore  there  was a disparity  in the names;

d. That the  letter dated 16.7.2017 could  not revive  the cause  of action. As  per  the letter  dated 16.11.1990,  there is  an indication  that there  was an  outstanding  development  loan  of Kshs.8200/= as  at March  1991 and  there  was  no evidence  tendered  to confirm  if the loan  had been cleared.  That there  was further no  indication  as to what outstanding  balance  the letter  of  16.7.2017 referred  to and that  the said  letter  is not  an unequivocal  acknowledgment  of the debt;

e. That here was no proof  of lien,  trust,  or  collateral  in favour  of the Claimant;

f.   That  while  at paragraph 4 of the statement of  claim  the plot  is indicated  as LR.No. 14870/495 the letter  of 1st July, 1991 (which  shows  approval) indicates  the subject  plot as  L.R.No.14870/495 and  this  had  not been  explained.

g. That there  was no evidence  that  the indication  on the purpose  for which  the loan  was taken  surrendered  the same  on security  for the loan  and  the only  communication  referring  to  a plot  is from  the  society; and

h. The Claimant  failed to prove its  case on  a balance  of  probability.

That  the Claimant  now wants the claim  to be reviewed  on account of  the fact that there  is  now new  and  important  matters  and evidence  which could  not  be produced  at the time  the judgment  was delivered. That  these  new  matters are:

a. That  the 1st  Respondent  had two (2) loans  with the Claimant. That  the same was  development and plot  loan;

b. That  the said loans  were subject  to different  securities;

c. That  the development  loan of  Kshs.123,000/= is  the one which  had  guarantors  and to which  the letter  dated 10.9.1998 referred  to;

d. That  the development  loan  was never  subject  to this suit,  rather  the suit  sought  recovery  of the plot  loan;

e. That  as regards the plot  loan,  the 1st Respondent  applied  for the said loan  on or about  16.11.1990 to  enable  him purchase  a piece  of  land in  Kahawa which was  delineated  as LR.NO.14870/478;

f. That  on 11.7.1991, the Claimant approved  the Application  and the  1st Respondent  was granted  a loan  of Kshs.108,925/= with  interest  at 12% per  annum at a monthly  repayment  rate  of Kshs.1,815.50/=;

g. That  it was  a term of the  said loan  that  the title  would be registered  in favour  of the Claimant;

h. That  reference  to L.R.No. 14870/495 in the approval  letter of  1.7.1999 was a typographical  error as the  correct property  as seen  in the  correspondence  related  to  LR.NO.14870/478;

i. That  the error  is evident on the title issued  to the 1st Respondent. That  instead  of describing  the plot  as LR.NO.  14870/478 it  is described  as No.14870/495;

j.   That  the said  typographical  error  was  occasioned  by the many  properties which  the  Claimant  was selling on loan  to its many  members  around  the same time. That  the Claimant bought  a large  parcel of land  being  LR.No.51103 and sub divided  it  amongst  its members who  were  issued  with Certificate  of Title  and charges  registered  in its favour.

k.  That  the Tribunal  did not,  at the time  of hearing, seek  clarification  of this;

l.   That  the property  was thus transferred  in  the names of  the 1st Respondent  on the understanding  that the  Claimant  had beneficial interest  on it on account  of the loan  it advanced  him to purchase  the same;

m. That it is  this evident  that the  plot  did not  have guarantors  and that  the same  was the  sole security  for the loan;

n. That the  1st  Respondent  failed to  service  the loan and  the Claimant  had every right  to institute  legal  proceedings  to recover  the same.

As regards the name  of  Elizabeth  Edwin  Kobungu,  vis- a- vis Elizabeth  Opondo Kobungu,  the Claimant  contend  that the said  names  referred  to  one and the same  person.

Disposal  of the Application

Vide the  directions  given on 26.8.2020,  the Application was  canvassed  by way  of written  submissions. The  Claimant  filed  the same  on  2.10.2020. We  will  consider  the same whilst  determining  the issues  raised  by the Application.

Issues  for determination

We framed  the following  issues  for determination:

a. Whether  the Claimant  has laid a proper  basis  to warrant  review  and/or  setting  aside  of the judgment  delivered  on 15.11.17; and

b. What  Orders  are  available  in the circumstances.

Review and/or setting aside of judgment

We have  jurisdiction  to Review  and/or  set aside  judgment  by dint  of section  80 of  the Civil  Procedure  Rules  and Order  45 of  the Civil  Procedure  Rules. Order  45 of  the Civil  Procedure  Rules provide in this regard thus:

“ Any person  considering  himself  aggrieved-

a. By a decree  or order  from which  an Appeal  is allowed,  but from  which  no Appeal  has been  preferred; or

b. By  a decree  or order  from which  no  Appeal  is hereby allowed,

And  who from the  discovery  of new  and  important  matter  or evidence  which after  the exercise  of due diligence, was  not within  the knowledge  or could not  be procured  by him  at the  time  when  the decree  was passed  or the order  made,  or on account  of some  mistake, or error  apparent  on the  face of  the record, or  for any other  sufficient  reason,  desires  to obtain  a review  of the decree  or order,  may apply  for a review  of judgment  to the court which  passed  the decree  or  made  the order  without  unreasonable  delay”

It therefore follows  that  for  the Tribunal to Review  its  Judgment  or orders,  the following  conditions  must  exist and/or  prevail:

a. Discovery  of new  or important  matter;

b. Mistake  or error  apparent  on the face  of the record;

c. Sufficient  reason

Additionally,  such  an Application must be founded  without  unreasonable  delay. This  was  the holding  in  the case of Francis  Njoroge – vs-  Stephen  Maina Komore [2018] eKLR.

In the pertinent  part,  the court  held  thus:

“ Therefore Order  45  of the  Civil  Procedure  Rules, 2010 is very  explicit  that a  court  can only  review  its orders  if  the following  grounds  exist.

a. There must be discovery  of a new,  and important  matter which  after  the exercise  of due  diligence,  was  not  within  the knowledge  of the Applicant  at the time  the  decree  was passed  or the  order was made; or

b. There was a mistake or error apparent on the face of the record; or

c. There were other sufficient reasons; and

d. The Application must have been made without undue delay.

In the case of Muyodi – vs-  Industrial  and  Commercial  Development  Corporation  and Another [2006] EA 243, the  court of  Appeal  had  the following  to say  about  an error  apparent  on the face  of the record:

“…in Nyamogo & Nyamogo – vs -  Kogo [2001] EA 174, this court  said  that  an error  apparent  on the face  of the record  cannot  be defined  precisely or exhaustively, there  being  an element  indefiniteness inherent  in its  very  nature,  and it must  be left  to be  determined  judicially  on the facts  of each  case.  There is  real distinction  between  a mere  erroneous  decision  and an error  apparent  on the face  of  the record. Where  an error  on a substantial  point  of law stares one in  the face, and  there  could  reasonably  be there  no two  opinions,  a clear  case of  error  apparent  on the face  of  the record  would be  made out. An  error  which  has to be  established  by long  drawn  process,  of reasoning  or on points where  there  may  have  conceivably  be two opinions, can hardly  be  said to be  an error  apparent  on the face  of  the record. Again,  if a view  adopted  by  the court  in the original  record, is a possible  one,  it cannot  be an error on wrong  view  is certainly  no  ground  for a review  although  it may  be for an Appeal.”

With  the foregoing  principles  in the fore,  a question  arises  as to whether  the instant  Application  has met  the threshold  set out  in  the foregoing  decisions. The Claimant  has  founded  the present  Application  on the ground that  after delivery  of  judgment,  there  has been  discovery  of new  and important  matters which  was not at the disposal  of the Tribunal  when it  delivered  its judgment  on 15.11.17.  That  the said  new and  important  matter is  that in the course  of his  membership with the  Claimant, the  1st Respondent  took  two (2) types  of loans. The  first one was  a development  loan whilst  the second  one was a plot  loan. That the  said  loans were subject  to  different  securities. That  the development  loan of Kshs.123,000/= had  guarantors and it is  the one which  the letter dated  10.9.1998 referred  to. That  the development  loan was never  subject  to this  claim. That this suit solely  related  to recovery  of the plot  loan  which  the 1st  Respondent  applied  for  on or about 16.11.1990. That the loan  was to be  applied  towards  purchase  of L.R.No. 14870/478. That  it  was  a term of  the said loan that  the title  would be  registered  in the name  of the 1st  Respondent  but charged  to the Claimant. That  reference  to plot  No.14870/495 in the approval  letter  dated 1.7.1999 was a  typographical  error.

We have  perused the  judgment sought  to be reviewed  by  the Claimant. We note that  the Tribunal  dismissed  the Claimant’s  suit  on the following  grounds:

a. That the  Claimant  did not  annex  and/or  produce  loan statements to  ascertain  the exact  amounts  recovered;

b. That the  letter dated  16.7.2017 relied  upon  on the argument  of revival  of cause  of  action was  written  by Elizabeth  Opondo  Kobungu  yet  the 2nd Respondent  is sued  as Elizabeth  Edwin  Kobungu. That  there is  a disparity  in the names  and that  it is  not  known  whether  it referred  to one and  the  same person;

c. That the said  letter  of  16.7.2017 cannot  be termed  as an unequivocal  acknowledgement  of either  debt;  That  it is  thus incapable  of reviving  any cause  of  action;

d. That  there was no  proof  of lien,  trust  or collateral  in favour  of the  Claimant did  not produce  the title  document  to the land and/or  search to  proof  existence  of the interest  or ownership.

e. That there  was a discrepancy  in the description of  the suit property. That   while  at paragraph   4  of the statement of claim,  the plot   is referred  to as  L.R.NO.14870/478,  the letter  of  1.7.1991 indicates  that the same  is  LR.NO.14870/495.

Determination  discovery  of new and important matter

With  the foregoing  position  in the fore,  a question  arises  as to  whether  the Claimant  has  satisfied  the requisite  conditions for review  of the judgment.  it is noteworthy to  restate, that  the Claimant has  sought  to  review the judgment  based  on the following  limbs  of Order  45 of  the Civil  Procedure  Rules.

a. Discovery  of new and important  matter;

b. Sufficient  reason.

For  avoidance  of doubt,  we restate  the pertinent  part  of the  Orders  as follows:

“ Order  45  Rule.... and who  from  the discovery  of new and  important  matter  or evidence, which  after  the exercise  of due diligence, was  not within  the knowledge  or could not be  procured  by him  at the time  when the  decree  was passed  or the Order  made......”

It is  therefore  trite  that  for  a party  to succeed  in  reviewing  a judgment  or order  of the Tribunal  on the basis  of  this principle  he/she must not  only demonstrate discovery of  new and  important  matter, he must  also  demonstrate  that due  diligence  had been  undertaken  to avail the said  documents during  trial  to no avail.

In the  present  case, the Tribunal  made  two  critical  findings. Firstly,  that the  Claimant  did not  provide  loan statement  to prove  existence   of the loan  arrears; secondly, the Claimant  did not  lead  evidence  to prove  that the  suit plot  was registered  in the name of  the 1st  Respondent.  This is  what the  Tribunal  specifically  held:

“ We have  the benefit  of any loan  statements  to verify  the details  of  any outstanding  sum not recovered. These  member loan  statements  are not  the Claimants documents. They have  not  tendered  them I n evidence....There  was  no prove  of lien,  trust or  collateral  in favour  of the Claimant. We did  not  have the benefit  of seeking  the title document to the land or a search  on the same  to  proof  the foregoing  interest  or even ownership by the deceased. These  are  matters  not  proven”

We thus  pose  the question  as to whether  loan statements and  prove of  ownership  by way of  title  document  and searches  were  matters  which  were  not within   the knowledge of  the Claimant at the time of  hearing  the claim.  Put it  the other way  round;  were  these  documents  incapable  of being  procured  at the time  of hearing? Our answer is in the negative.  The documents  were within  the  knowledge  of the Claimant and were  pivotal  in  the determination  of the issues  raised  by the claim.  The Claimant  cannot  therefore  be  heard  to  introduce  them at this stage  after  the Tribunal  has  pronounced  itself  on the claim.  We therefore  find that  the  Claimant has not  provided  sufficient  material  to prove discovery  of  new and important  matter.

Revival  of the claim

The Claimant  has argued  that the Tribunal  erroneously  took the view  that  it  was uncertain  who  authored the letter which revived  the cause of  action. That  at paragraph 3 of   the statement  of  claim, Elizabeth  Edwin  Kobungu  is described  as  the widow  of the 1st  Respondent. Equally, the letter acknowledging  the indebtedness of the 1st Respondent to the Applicant refers  to the author, Elizabeth  Opondo Kobungu, as the widow of the  1st Respondent. That  there  cannot  therefore  be any question  as to whether  the names  refer  to one and  the same  person.

It is our  finding that  the  Tribunal  made a finding  that  there was  disparity  in the names  of the person  who authored   the  letter dated  16.7.2017. It did  so after  taking  into account  all the material  before  it.  The same  finding  cannot therefore  be contested by way  of a review. That the  best  forum  to  contest  it  is by way  of an Appeal.

Time

It is  trite  that an Application  for  review  ought  to be founded  within reasonable  time. Judgment  in this matter  was  delivered  on  15.11.2017.  The instant Application  was filed  on  15.1.2020. This is  a period  of over  two  (2) years.  The Claimant  has not given  even  a single  explanation  as to why it  has originated  the  instant  Application  after  such prolonged  and in-coordinate delay.

Conclusion

The upshot  of the foregoing  is that we do not  find merit  in the Claimant’s Application  dated  7.10.2019 and hereby  dismiss  it  with no orders  as to costs.

Ruling  signed, dated  and delivered  virtually  this  15th  day of  October,  2020.

Hon. B. Kimemia                  Chairperson                Signed      15.10.2020

Hon. F. Terer                          Deputy Chairman      Signed      15.10.2020

Mr. P.Gichuki                        Member                       Signed      15.10.2020

In the presence  of Mr. Wakwanya for Applicant

Respondent  absent

Hon. F. Terer                          Deputy Chairman      Signed      15.10.2020

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